Terms of Service

**1. General Provisions**

These Terms of Service ('Terms') govern your use of the website ethosrisk.it ('Website') and the risk management, cybersecurity, and compliance services ('Services') provided by Ethos Risk Management S.r.l. ('Company', 'we', 'us'). By accessing the Website or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use our Services.

**2. Services**

The Company provides consulting services as described on the Website. The specific scope, duration, and fees for Services will be detailed in a separate, written agreement ('Service Agreement') between the Company and the client ('Client'). The information provided on the Website is for general informational purposes only and does not constitute professional advice.

**3. Client Obligations**

The Client agrees to provide accurate and complete information necessary for the Company to perform the Services. The Client is responsible for implementing any recommendations provided by the Company and acknowledges that the ultimate responsibility for risk management and compliance rests with the Client. The Client agrees not to use the Services for any unlawful purpose.

**4. Fees and Payment**

Fees for Services will be outlined in the Service Agreement. Unless otherwise specified, invoices are due within 30 days of receipt. The Company reserves the right to suspend Services for overdue accounts. All fees are exclusive of any applicable taxes, which are the responsibility of the Client.

**5. Confidentiality**

Both parties agree to maintain the confidentiality of all proprietary or sensitive information ('Confidential Information') disclosed during the provision of Services. This obligation of confidentiality will survive the termination of the Service Agreement. Confidential Information will not be disclosed to any third party without prior written consent, except as required by law.

**6. Limitation of Liability**

To the fullest extent permitted by law, the Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, resulting from your use of our Services. The total liability of the Company for any claim arising out of or relating to these Terms or the Services shall not exceed the total fees paid by the Client to the Company in the six (6) months preceding the event giving rise to the claim.

**7. Governing Law and Jurisdiction**

These Terms shall be governed by and construed in accordance with the laws of Italy. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the Court of Milan.

**8. Amendments**

The Company reserves the right to modify these Terms at any time. We will notify clients of any material changes. Your continued use of the Website or Services after such changes constitutes your acceptance of the new Terms.